$49 down takes it home. Most folks would like the same-as-cash option for 90 days. But you are welcome to multiply the weekly by 12 to see the grand total, including tax. Zero interest; no credit needed. From ordered to delivered in a bout a week. We ONLY provide local delivery to 141 zip codes. Please do NOT order without checking whether we deliver to your zip. Feel free to call us at: (219) 554-5100 if you have any questions, or FB message us. Thanks!